Simple, flexible car financing at Curved Culture
Your no-obligation financing offer for your car in under 3 minutes.
How car financing works at Curved Culture
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Complete the form
No obligation and no effect on your Schufa credit score.
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Receive your offer
Tailored to you by our finance partner.
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Sign & drive away
Sign the contract and collect your car.
Why choose Curved Culture for car financing?
Simple and transparent with our partner – from application to completion, matched to your chosen car and budget.
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Tailored offers
Flexible plans, matched to your circumstances.
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Your dream car, sooner
Drive away now instead of saving up – the cost is spread comfortably over the term.
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Predictable instalments
From balloon financing to fixed instalments: full control over your costs.
Frequently asked questions about car financing
How does car financing at Curved Culture work?
You complete the financing form and we prepare a tailored offer. Once you confirm, we take care of the rest – from the contract to completion.
What requirements do I need to meet to get car financing?
To finance a car, you need:
- A permanent residence in Germany.
- A regular income to cover the monthly instalments.
- A valid identity card or passport.
- A positive credit check (Schufa report).
Can I tailor the monthly instalment and the term?
Yes. The instalment and term (12 to 84 months) are based on your financial circumstances: higher instalments shorten the term, lower ones extend it.
Which documents do I need to apply for car financing?
To apply for car financing, you need:
- A valid identity card or passport.
- Your most recent payslips (usually the last three).
- Proof of regular income and outgoings (e.g. your tenancy agreement).
- Possibly additional documents if you are self-employed, such as tax assessments or balance sheets.
Does car financing affect my Schufa score?
The enquiry has no effect on your Schufa score; a signed contract is recorded as a liability. Paying your instalments on time will not harm your credit rating – it may even improve it.
Which vehicles can I finance?
A wide range of vehicles across different models and makes – to suit your needs, with a tailored financing offer.
